Lending Programs and Available Resources
Able Up Iowa Alternative Finance Program
Easterseals Iowa Assistive Technology Program collaborates with Able Up Iowa to operate the Alternative Finance Program for the state. This particular lending program offers a number of options for people with disabilities, including:
- Reduced interest loans: to buy needed assistive technology (i.e., home modifications, hearing aids, adapted vehicles) to help people with disabilities live, work, and learn more independently.
- Small business loans: Iowans with disabilities interested in starting a small business can also explore securing a low interest loan through this key program support system.
- Credit Builder Loans: provides individuals with no or low credit the opportunity to learn how to manage cash flow, make on time monthly payments, and build credit. Credit Builder Loans are $100-$500 paid back over six months while the borrower completes financial coaching with Iowa Able staff.
Applications are available to fill out or print on the Able Up Iowa website.
Able Up Iowa Financial Coaching Services
As a part of Able Up Iowa Alternative Finance Program, clients can also access financial coaching services free of charge.
Coaching in personal financial management helps Iowans with disabilities and the aging work toward financial independence. Able Up Iowa's goal is to strengthen the long term financial health of individuals with disabilities and the aging and prepare them to manage their finances and credit in a healthy environment while building assets and planning for future financial success.
Talk to the Experts
With an Accredited Financial Counselor® on staff and more in training, Able Up Iowa comes alongside our clients to meet them where they are and provide comprehensive coaching in all areas of personal financial management, including assistance with understanding benefits and negotiating with creditors.